Get cash benefits paid directly to you when you're admitted, so you can cover deductibles, bills and everyday costs while you focus on getting better.your family.recovery.what matters.
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Hospital indemnity & health coverage in one place
Your choice. No obligation to enroll
Pair a health plan with hospital indemnity coverage, or pick the one you need. Our agents help you find the right fit.
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Pays you a fixed cash benefit when you're admitted to the hospital and for each day you stay. The money is yours to spend however you need.
Individual & Family
Coverage for doctor visits, prescriptions, preventive care and more. Compare private and marketplace options for you or your whole family.
Even with good health insurance, a hospital stay can leave you with deductibles, coinsurance and lost income. Hospital indemnity plans can help fill that gap.
A lump-sum payment when you're admitted.
A set amount for each day you stay.
Higher daily benefits for intensive care.
Help with ground or air transport costs.
Benefits for eligible procedures.
Spend the cash on bills, rent or groceries.
Benefits, amounts and availability vary by plan, carrier and state. Hospital indemnity is not major medical coverage and does not replace health insurance.
Move the sliders to see an illustrative cash benefit for a hospital stay.
Estimated cash benefit
$1,600
Illustration only. Actual benefits depend on the plan you choose, and the carrier's terms, limits and waiting periods.
Answer a few quick questions about your ZIP code, household and what you want covered.
A licensed agent reviews plans available in your area and explains benefits in plain English.
Pick the plan that fits your budget. There's never any obligation to enroll.
Protect your household from surprise hospital bills.
Health plans and income protection when there's no employer plan.
Help with out-of-pocket hospital costs as you age.
Cash to help cover your deductible when you're admitted.
Insurance can feel complicated. We keep it simple, explain what each plan does and doesn't cover, and let you decide.
Talk to a real person who can answer your questions.
See plans side by side instead of calling carriers one at a time.
Quotes are free and you're never obligated to buy.
We only use your details to help you find coverage.
Can't find your answer? Request a free quote and a licensed agent will help.
Get a Free Quote →It's a supplemental plan that pays you a fixed cash amount when you're admitted to a hospital and, often, for each day you stay. The benefit is paid to you, not to the hospital, so you can use it for any expense.
Yes. Hospital indemnity is not a replacement for major medical coverage. It's designed to work alongside a health plan and help with out-of-pocket costs like deductibles and coinsurance.
Premiums depend on your age, location, the benefit amounts you choose and the carrier. Many people find hospital indemnity plans more affordable than they expect. An agent can show you real prices for your area.
It depends on the plan. Some hospital indemnity plans have waiting periods or limits for pre-existing conditions. ACA-compliant health insurance plans can't deny you for pre-existing conditions.
No. Comparing plans is free, and you're never obligated to enroll.
Answer a few quick questions and a licensed agent will reach out with plans available in your area.
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